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أسهل برنامج تسجيل مكالمات


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Name : أسهل برنامج تسجيل مكالمات
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Credit counseling
Credit counseling (known in the United Kingdom as debt counseling) is a process that involves offering education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit counseling is usually less typified by functions of credit education or the psychology of spending habits, rather credit counseling establishes a planned method of debt relief, typically through a Debt Management Plan. Credit counseling often involves negotiating with creditors to establish a debt management plan (DMP) for a consumer. A DMP may help the debtor repay his or her debt by working out a repayment plan with the creditor. DMPs, set up by credit counselors, usually offer reduced payments, fees and interest rates to the client. Credit counselors refer to the terms dictated by the creditors to determine payments or interest reductions offered to consumers in a debt management plan.

LAPTOP Classificatio
Laptop computers, also known as notebooks, are portable computers that you can take with you and use in different environments , Most laptops cost several hundred dollars more than a similarly equipped desktop model Classification Full-size Laptop A laptop which measures at least 11 inches across Netbook A smaller, lighter, more portable laptop. Ultra-thin Laptop - A newer class of laptops which is very thin and lightweight Tablet PC these feature touch screens. Rugged Engineered to operate in tough conditions (strong vibrations, extreme temperatures, wet and dusty environments
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