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The Best Law Articles .. Useful Information .
Read and be knowledgeable about law and the many things associated with it. Our law articles were carefully written to give you the most convincing and truthful information. The different sub-categories include bankruptcy, copyright, cyber law, health and safety, patents, intellectual property and some others. Among the popular articles under this category are about business law and business litigation, the alarming statistics of children and car accidents, and insurance policies.

Credit counseling
Credit counseling (known in the United Kingdom as debt counseling) is a process that involves offering education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit counseling is usually less typified by functions of credit education or the psychology of spending habits, rather credit counseling establishes a planned method of debt relief, typically through a Debt Management Plan. Credit counseling often involves negotiating with creditors to establish a debt management plan (DMP) for a consumer. A DMP may help the debtor repay his or her debt by working out a repayment plan with the creditor. DMPs, set up by credit counselors, usually offer reduced payments, fees and interest rates to the client. Credit counselors refer to the terms dictated by the creditors to determine payments or interest reductions offered to consumers in a debt management plan.
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