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Ahmad Dasan ,amal Qatami


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Name : Ahmad Dasan ,amal Qatami
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Credit counseling
Credit counseling (known in the United Kingdom as debt counseling) is a process that involves offering education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit counseling is usually less typified by functions of credit education or the psychology of spending habits, rather credit counseling establishes a planned method of debt relief, typically through a Debt Management Plan. Credit counseling often involves negotiating with creditors to establish a debt management plan (DMP) for a consumer. A DMP may help the debtor repay his or her debt by working out a repayment plan with the creditor. DMPs, set up by credit counselors, usually offer reduced payments, fees and interest rates to the client. Credit counselors refer to the terms dictated by the creditors to determine payments or interest reductions offered to consumers in a debt management plan.

Building News
Building is defined in many aspects as: The act of constructing, erecting, or establishing. The art of constructing edifices, or the practice of civil architecture. That which is built; a fabric or edifice constructed, as a house, a church, castle, arena/ stadium, etc The act of constructing or building something; "during the construction we had to take a detour"; "his hobby was the building of boats" The commercial activity involved in constructing buildings; "their main business is home construction"; "workers in the building trades" A structure that has a roof and walls and stands more or less permanently in one place; "there was a three-story building on the corner"; "it was an imposing edifice" The occupants of a building; "the entire building complained about the noise"
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