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Credit counseling
Credit counseling (known in the United Kingdom as debt counseling) is a process that involves offering education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit counseling is usually less typified by functions of credit education or the psychology of spending habits, rather credit counseling establishes a planned method of debt relief, typically through a Debt Management Plan. Credit counseling often involves negotiating with creditors to establish a debt management plan (DMP) for a consumer. A DMP may help the debtor repay his or her debt by working out a repayment plan with the creditor. DMPs, set up by credit counselors, usually offer reduced payments, fees and interest rates to the client. Credit counselors refer to the terms dictated by the creditors to determine payments or interest reductions offered to consumers in a debt management plan.

Learn to Trade Forex
Learn to Trade Forex is designed to provide novice currency traders with a broad overview of the Forex market. The course covers everything from reading forex quotes to trading on margin, using technical analysis to identify market trends and opportunities, and much more. Today, the FOREX is estimated to conduct an average trade of 2- 2.5 trillion US dollars on a daily basis. Hundreds of traders sit at their desks, or talk on the phones, doing business across the world
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